As Hong Kong continues its digital transformation of the Mandatory Provident Fund (MPF) system, global payroll and mobility professionals should take note of the latest onboarding schedule for trustees and schemes to the eMPF Platform—a centralised, automated system designed to streamline MPF administration.
What Is the eMPF Platform?
The eMPF Platform is a government-led initiative operated by the eMPF Platform Company, a subsidiary of the Mandatory Provident Fund Schemes Authority (MPFA). It aims to:
- Centralize MPF administration across all trustees
- Reduce administrative costs and errors
- Provide a single digital account for employees
- Enhance transparency and efficiency for employers and members
Latest Onboarding Schedule Highlights
The onboarding process began in June 2024 and will continue through late 2025, with trustees joining in phases based on their MPF asset value. Here's a snapshot of key onboarding dates:
| Trustee | MPF Scheme(s) | Onboarding Date |
| YF Life Trustees Limited | MASS Mandatory Provident Fund Scheme | 26 June 2024 |
| China Life Trustees Limited | China Life MPF Master Trust Scheme | 29 July 2024 |
| Bank of Communications Trustee Limited | BCOM Joyful Retirement MPF Scheme | 3 September 2024 |
| Standard Chartered Trustee (Hong Kong) Limited | SHKP MPF Employer Sponsored Scheme | 2 October 2024 |
| Bank of East Asia (Trustees) Limited | BEA (MPF) Value Scheme, BEA (MPF) Master Trust Scheme | 29 October 2024 & 5 March 2025 |
| Principal Trust Company (Asia) Limited | Principal MPF - Simple Plan, Smart Plan, Series 800 | 7 May 2025 |
| BOCI-Prudential Trustee Limited | Easy-Choice & My Choice MPF Schemes | 5 June 2025 |
| Bank Consortium Trust Company Limited | AMTD MPF Scheme, BCT Strategic MPF Scheme, Manulife RetireChoice | 3 July 2025 |
| Bank Consortium Trust Company Limited | BCT (MPF) Pro Choice | 1 August 2025 |
| AIA Company (Trustee) Limited | AIA MPF - Prime Value Choice | 3 September 2025 |
| Sun Life Trustee Company Limited | Target: 3 October 2025 | |
| Manulife Provident Funds Trust Company Limited | Target: October / November 2025 | |
| HSBC Provident Fund Trustee (Hong Kong) Limited | Tentative: November / December 2025 |
*Subject to legal notice in the Hong Kong Government Gazette
Why This Matters for Global Payroll and Mobility
For multinational employers with operations in Hong Kong:
- Payroll teams must align MPF contribution processes with the onboarding timeline.
- Mobility teams should ensure assignees are informed about registration and account consolidation.
- HR and compliance must monitor trustee communications and legal notices for onboarding updates.
Action Points
- Review trustee-specific onboarding dates and prepare internal systems accordingly.
- Ensure employees receive and understand communication packs from their MPF trustees.
- Encourage registration via the eMPF mobile app or web portal once notified.
For more details, visit the official onboarding schedule on the eMPF website.
Hong Kong – Global Insights
For further detailed guidance on payroll, employment law, and compliance in Hong Kong, visit our Hong Kong Global Insight guide on the activpayroll website. You can also explore broader regional updates and expertise in the APAC Global Expertise web section.
Next Steps
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