News and Insights

India: Income Tax Rules 2026 Increase Benefit Thresholds and Expand HRA Eligibility

Written by activpayroll team | Apr 21, 2026 6:45:00 AM

The Income Tax Rules, 2026 (IT Rules 2026) introduce significant updates for salaried employees in India with effect from 1 April 2026 (Tax Year 2026–27). While tax rates and slab structures remain unchanged under both the Old and New Tax Regimes, the updated framework introduces material changes to employee benefits, payroll valuation methodologies, and employer compliance requirements. 

The Income Tax Act, 1961 has been replaced by the Income Tax Act, 2025 (ITA 2025), alongside updated statutory reporting forms and enhanced documentation requirements for employee claims processed through payroll. 

Under Rule 279 of the Income-tax Rules, 2026, the list of metropolitan cities eligible for 50% HRA exemption under Schedule III has been expanded. 

The updated metro cities are: 

Employers must ensure the following supporting documentation is collected and retained: 

Under the revised valuation framework in Rule 15 of IT Rules 2026, several perquisite exemption limits have been significantly increased. 

Perquisite   Up to 31 March 2026 (IT Rules 1962)   From 1 April 2026 (IT Rules 2026)  
Gifts, vouchers or tokens   INR 5,000   INR 15,000  
Free or concessional food and non-alcoholic beverages   INR 50 per meal   INR 200 per meal  
Interest-free medical treatment loan (specified diseases)   INR 20,000   INR 2,00,000  
Education facilities (per child)   INR 1,000 per month   INR 3,000 per month  

The valuation of employer-provided or employer-reimbursed motor vehicles has been revised under IT Rules 2026. This includes explicit coverage of electric vehicles (EVs) under the reimbursement framework. 

Vehicle Type   Up to 31 March 2026   From 1 April 2026  
Car up to 1.6L engine   INR 1,800 per month   INR 5,000 per month  
Car above 1.6L engine   INR 2,400 per month   INR 7,000 per month  
Chauffeur provided   INR 900 per month   INR 3,000 per month  
Vehicle Type   Up to 31 March 2026   From 1 April 2026 
Car up to 1.6L engine   INR 600 per month  INR 2,000 per month  
Car above 1.6L engine   INR 900 per month   INR 3,000 per month  
Chauffeur provided   INR 900 per month   INR 3,000 per month  

The exemption threshold for two-wheeler fuel and maintenance reimbursements has been increased: 

Several allowances under Schedule III have been revised upwards, reflecting increased exemption limits across key categories. 

Key updates include: 

The updated framework also revises several transport and hardship-related allowances: 

The IT Rules 2026 introduce enhanced documentation requirements across key employee claims processed through payroll. 

The statutory reporting framework has been restructured under IT Rules 2026: 

 Old Form    New Form    Purpose  
12B & 12BAA  122   Salary details, Tax Deducted at Source (TDS) and Tax Collected at Source (TCS) reporting  
12BA  123   Perquisites and benefits 
12BB   124   Employee claims and supporting evidence  
16   130   TDS certificate issued by employer  

While tax rates remain unchanged, the Income Tax Rules, 2026 introduce operational changes that will have a direct impact on payroll and mobility programmes, including: 

For further guidance on tax, payroll and compliance developments in India, visit our India Global Insights page on the activpayroll website

For further information on the Income Tax Rules, 2026 and their impact on payroll and compliance in India, please contact our expert team via our Contact Us form and our specialists will be happy to assist with your queries.